I Became My Own Toughest Client
Today’s newsletter almost didn’t happen. And if I’m honest, last week’s didn’t either.
Not because I haven’t wanted to write one, but because there simply haven’t been enough hours in the week.
The Deal
The last month has seen me negotiate the hardest deal I’ve ever worked to pull together.
And for the hardest client of all time.
No pre-approval.
The dream home.
Needing to sell their existing property to make the purchase happen.
A race against the clock.
Negotiating directly with the owner before they signed with a sales agent, hoping to secure a lower purchase price.
A changing market.
The client?
Me. And my family.
The Chaos
While trying to pull this deal together, in the background we also had to scramble to get our own home ready for sale. A process we had taken exactly zero steps toward before all of this kicked off.
I’m talking new carpets, fresh paint, a serious deep clean, entirely new furniture, packing up 80% of our belongings to clear the place out, and countless trips to Bunnings and IKEA.
Plus a toddler and a baby.
And somehow, amongst all of that, still working full time.
Including helping some wonderful clients navigate two incredible pre-market opportunities at once, and we’re still negotiating on one of them now trying to get it over the line.
The story of our own purchase is honestly wild. It had twists, turns, stress, excitement, near misses and moments where I genuinely thought it wasn’t going to happen.
It deserves its own newsletter. Just not today.
Again, not enough hours in the week.
And if you’re looking for an amazing three bed townhouse in the Inner West to buy, this if for you!
The Budget
The other big news this week, of course, was the budget.
Everyone has their own take on it, and naturally it impacts everyone differently.
But I was thinking this week about how many people feel completely thrown by policy changes or new laws, especially when it comes to property and investing.
The reality is that policies and laws are always changing. They are never a constant, and they’re largely outside your control.
So why make huge life decisions based solely on the policy or law of the day?
If you want to use property as an investment vehicle for your future, you still can. That hasn’t changed.
Maybe the numbers don’t look quite as attractive on paper today as they did yesterday. If that changes your appetite, maybe you look at other asset classes. Maybe you diversify. Maybe you hold for longer.
And if one day you pay more tax when you sell a property because it performed well, would you really wish you’d made less money?
I don’t really have a strong view on whether the changes are good or bad.
They are changes.
The dust will settle. Future governments will tweak things. Some policies will stay. Others may eventually be reversed.
That’s the nature of markets, governments and investing.
Run your own race.
Choose your own financial future.
And try not to get too distracted by the noise of the week.
